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Owner-Controlled Insurance Program (OCIP)

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Building safely. Working together. Covered under one plan.


The San Diego Community College District (SDCCD) provides insurance protection for eligible contractors and subcontractors through an Owner Controlled Insurance Program (OCIP) — administered under the Statewide Educational Wrap-Up Program (SEWUP) and managed by Keenan & Associates. 

What It Is

A single, district-purchase insurance program that covers on-site construction activities for approved projects. Instead of every contractor buying separate policies, the OCIP consolidates coverage under one comprehensive program. 

Who’s Covered  Prime contractors and subcontractors of all tiers who perform direct labor on the job site and are enrolled in the OCIP  Temporary labor or leasing firms working on-site Not covered: consultants, vendors, suppliers, delivery drivers, truckers, surveyors, off-site fabricators, or firms providing only off-site service 

What It Covers  

  • Workers’ Compensation and Employer’s Liability
  • General and Excess Liability
  • Builder’s Risk (damage to the project under construction)
  • Contactors Pollution Liability 
  • Coverage applies only to work performed at the designated project site after enrollment approval. Contractors must maintain their own coverage for off-site operations and vehicle use

Why It Benefits Contractors

Cost Savings

  • The District pays the OCIP premiums — contractors should exclude those insurance costs from bids.
  • Reduces overhead and helps level the playing field for small businesses. 

Broad Protection

  • High coverage limits
    • $125M General Liability per occurrence
    • $1M Employer’s Liability per employee
    • $15M Pollution Liability per occurrence
  • No deductibles for most coverages (except Builder’s Risk). 

Streamlined Enrollment & Compliance

  • Easy online registration via Keenan’s WrapPortal: www.keenanwrap.com
  • Each enrolled contractor receives confirmation, certificates of insurance, and a claims kit
  • Monthly payroll reports are submitted online through the portal. 

Safety & Support

  • Dedicated SEWUP safety specialists provide site visits and loss-control resources
  • Access to a Return-to-Work program for injured employees
  • Guidance on Cal/OSHA compliance, incident reporting, and training

Simplified Claims Handling

  • Centralized claims reporting through Keenan & Associates.
  • Immediate assistance for Workers’ Comp, General Liability, Builder’s Risk, or Pollution claims

Contacts:

Program Administrator
Keenan & Associates – SEWUP Department
2355 Crenshaw Blvd., Suite 200
Torrance, CA 90501 
800.654.8102 | www.sewup.org 


Learn more: Ask your SDCCD project manager or visit the WrapPortal for enrollment and instructions. 

 

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